What Is a Commercial Bridging Loan?
A commercial bridging loan is a short-term secured loan used to buy, refinance, or renovate commercial properties. Commercial Bridge loans are designed for speed and flexibility, unlike traditional bank loans that have long approval times and rigid requirements.
A business or investor typically uses them to:
- Quickly complete the purchase of a commercial property.
- While awaiting mortgage approval or long-term financing, secure funding.
- Before refinancing a commercial building, renovate or refurbish it.
- Provide short-term solutions to a business's cash flow challenges.
When to Use a Commercial Bridging Loan
This type of financing can be used for a wide range of situations, including:
- Auction Purchases: Complying with the 28-day auction deadline.
- Property Renovation: Making improvements before refinancing or selling.
- Business Expansion: Increasing commercial space.
- Cash Flow Support: Providing financial support during business transitions.
- Debt Consolidation: Making short-term obligations manageable.
Benefits of a Commercial Bridging Loan
- Speed of Funding: Funds are typically released within days of receiving an application.
- Flexibility: Customised loans for your business objectives and property type.
- Short-Term Solution: Repay once permanent financing or asset sales have been secured.
- Competitive Opportunities: Take advantage of property market opportunities when banks are slow to act.
- Range of Uses: Excellent for office buildings, warehouses, retail stores, and mixed-use developments.
Canterbury Capital Commercial Bridging Loan Services
Providing bridging finance solutions to UK businesses and investors is our speciality at Canterbury Capital.
Standard Commercial Bridging Loans
Businesses can use these loans to purchase commercial property quickly, without the long delays associated with traditional loans.
Auction Finance
The auction process requires quick action. We offer auction bridging loans that meet strict deadlines, making sure you don't miss out on a valuable opportunity.
Refurbishment & Renovation Loans
We offer bridging loans if your commercial property needs upgrades before refinancing, increasing its value before transitioning to long-term financing.
Development Bridging Finance
We provide short-term development financing for larger commercial projects. Project milestones determine when funds are released.
How Our Process Works
Our commercial bridging loans are quick and easy to apply for:
- Initial Enquiry: Contact us by phone or online to discuss your requirements.
- Fast Decision: We give you a clear offer as soon as we assess your situation.
- Funding Released: Funds are transferred promptly after approval, so you can proceed immediately.
At every stage, we ensure full transparency by providing clear repayment structures.
Why Choose Canterbury Capital?
- UK Expertise: Our team knows how the UK commercial property market works.
- Tailored Finance: Our loans are tailored to fit your specific project or business needs.
- Quick Approvals: We deliver when it matters most – fast approvals are our strength.
- Clear & Transparent: Honest finance solutions without hidden fees.
- Trusted Partner: Our clients view us not just as lenders, but as long-term partners.
